AMFI-registered Mutual Fund Distributor · ARN-295056
Qualifications & registrations

Credentials & Certificates

Qualifications, certifications and registration details, set out plainly so you can check them for yourself before you invest.

Qualifications

Trained in India’s securities markets

The formal education and NISM certifications behind the guidance Ritesh Kumar gives every client.

Post-graduate diploma

PGDM in Securities Markets

NISM

Post Graduate Diploma in Management (Securities Markets) from the National Institute of Securities Markets (NISM), an institution established by SEBI. The programme covers portfolio management, derivatives, the regulatory framework and securities analysis.

2022–2024 View certificate

Certification

NISM Series X-A

Investment Adviser (Level 1)

Level 1 of a two-part NISM certification on personal finance: financial planning, investment products, insurance, retirement, taxation and the regulatory framework.

Passed August 2023 View certificate

Certification

NISM Series X-B

Investment Adviser (Level 2)

Level 2 builds on Level 1 with comprehensive financial planning, asset allocation, behavioural finance and matching products to each person’s needs.

Passed January 2024 View certificate

Degree

B.Com

IGNOU

Bachelor of Commerce from Indira Gandhi National Open University (IGNOU), a central university: a foundation in accounting, business and finance.

2018–2021 View certificate

Registration

Independent Director’s Databank

IICA

Registered in the Independent Director’s Databank maintained by the Indian Institute of Corporate Affairs (IICA) under the Ministry of Corporate Affairs, for professionals who may be appointed as independent directors of Indian companies. Valid from 9 April 2025 for life.

Reg. no. IDDB-NR-202504-071186, since April 2025 View certificate

About NISM certifications

The National Institute of Securities Markets (NISM) is an educational institution established by SEBI. Its certification examinations set the knowledge standard for people who work in India’s securities markets, and they are renewed periodically so that knowledge stays current. A qualification shows knowledge; it is not a registration. Registration details are listed separately below.

Also: NISM certifications in mutual fund distribution, research analysis, equity derivatives, merchant banking, securities operations and securities markets foundation · Alumnus of Jawahar Navodaya Vidyalaya (JNV). See all certificates

Check for yourself

Verify before you invest

Good practice for every investor: confirm registrations on official websites before you invest, with us or with anyone else.

Our registration details

AMFI Registered Mutual Fund Distributor

AMFI ARNARN-295056 (valid 18-05-2024 to 17-05-2027)
EUINE555979 – Manisha Kumari (valid till 04-03-2027)
CINU66190JH2024PTC022439 (incorporated 11-04-2024)

How to verify

Open the AMFI website’s “Locate a Distributor” tool (opens in a new tab) and search for ARN-295056. The name and validity date shown there should match the details above.

How to check any financial professional

  1. Mutual fund distributors Ask for the ARN (AMFI Registration Number) and look it up on the AMFI website (“Locate a Distributor”) (opens in a new tab). The name and validity date should match.
  2. SEBI-registered professionals Investment Advisers, Research Analysts, stock brokers and other intermediaries can be checked on SEBI’s list of registered intermediaries (opens in a new tab).
  3. Qualifications Ask to see NISM certificates. Each one carries the holder’s name and a validity date.
  4. Where your money goes Payments should go from your bank account directly to the mutual fund, never in cash or to a personal account, and your units should be held in your own name.
  5. Your own statements See all your mutual fund holdings in one Consolidated Account Statement (CAS) from MF Central (opens in a new tab), CAMS or KFintech.
  6. Never share OTPs or passwords No genuine professional will ask for your OTP, PIN or login passwords.

If something goes wrong, raise it with the fund house first, then on SEBI SCORES (opens in a new tab) and SMART ODR (opens in a new tab). Your rights as a mutual fund investor are set out in the SEBI investor charter for mutual funds (PDF) (opens in a new tab).

Journey

Milestones along the way

From a first step into finance in 2016 to founding ProsperEdge Financial Services, built on formal training at every step.

Based in At Mohanpur, Block Hiranpur, District Pakur, Jharkhand – 816107, meeting clients in person, online and by phone, across India and with NRIs abroad.

Read the full story on our About page
  1. 2016

    Started a career in finance

    Took the first step into finance and began I.Com (Intermediate in Commerce).

  2. 2018–2021

    B.Com

    Completed a Bachelor of Commerce at Indira Gandhi National Open University (IGNOU).

  3. 2022–2024

    PGDM (Securities Markets) & NISM certifications

    Completed the Post Graduate Diploma in Management (Securities Markets) at the National Institute of Securities Markets (NISM), an institution established by SEBI, and cleared NISM certification examinations including Series X-A and X-B.

  4. 2024

    ProsperEdge Financial Services incorporated

    Incorporated in April 2024 under the Companies Act, 2013 and registered with AMFI as a mutual fund distributor (ARN-295056).

  5. 2025

    Independent Director’s Databank

    Registered in the Independent Director’s Databank of the Indian Institute of Corporate Affairs (IICA), Ministry of Corporate Affairs (Reg. no. IDDB-NR-202504-071186).

    View certificate

Full transparency. Our regulatory disclosures, links to the investor charter and the steps to raise a complaint are all on one page.

Read our disclosures
Free initial consultation

Work with an NISM-certified professional

Book a free initial consultation with Ritesh Kumar for clear, practical guidance on your goals.